50 Oracle Benefits Cloud 2025 Implementation Professional Practice Questions: Question Bank 2025

A benefits administrator needs to create a new medical plan that will be available only to full-time employees in the United States who work at least 30 hours per week. Which configuration object should be used to define these criteria?

During benefits enrollment, an employee selects a High Deductible Health Plan (HDHP) but the system does not automatically display the Health Savings Account (HSA) option. What is the most likely configuration issue?

An organization wants to allow employees to enroll in dental coverage within 30 days of their hire date, but also wants to provide a separate annual open enrollment period for all employees. What is the best practice approach to configure this?

A worker gets married and reports this life event. The system should allow the worker to add the new spouse to medical coverage but should not allow changes to the existing life insurance election. Which configuration controls this behavior?

What is the primary purpose of the Calculate Costs process in Benefits?

A company has configured a wellness program that provides premium discounts for employees who complete a health assessment. The discount should be applied automatically once the assessment is verified. Which Benefits feature should be implemented?

During the annual benefits enrollment period, an employee completes enrollment but later realizes they selected the wrong medical plan option. The enrollment period is still open. What action should the benefits administrator take?

An organization needs to track which employees have submitted tobacco user attestations for compliance purposes. Where in Benefits Cloud should this information be recorded?

A benefits implementation requires integration with a third-party benefits administration system for life insurance. The third party needs to receive employee enrollment data including coverage amounts and beneficiary information. Which integration approach is most appropriate?

A global organization is implementing Benefits Cloud across multiple countries. Each country has different benefits regulations, plan types, and enrollment rules. The company wants employees to see only benefits applicable to their location. What is the most scalable configuration approach?

An organization wants to prevent employees from enrolling in a dental plan unless they are already enrolled in a medical plan. Which configuration approach should be used to enforce this requirement?

During open enrollment, an employee completes their benefits elections but does not click the final confirmation button before the deadline. What is the standard system behavior in Oracle Benefits Cloud?

A benefits administrator needs to run a mass update to change the coverage amount for all employees enrolled in a specific life insurance plan due to a plan design change. Which tool should be used to accomplish this task efficiently?

An employee experiences a life event (marriage) and wants to add their new spouse to their health plan. The life event occurred on June 15, but the employee does not report it until July 20. The company policy allows 30 days to report life events. What will happen?

What is the primary purpose of using action items in Oracle Benefits Cloud?

A company offers a flexible spending account (FSA) with a grace period provision. An employee has $200 remaining in their FSA from the prior plan year. During the grace period, they incur $150 in eligible expenses. What happens to the remaining $50 after the grace period ends, assuming no carryover provision exists?

Which component determines when an employee becomes eligible to enroll in benefits after their hire date?

A benefits implementation requires different enrollment processing rules for different employee populations (full-time, part-time, and executives). What is the most efficient way to configure this in Oracle Benefits Cloud?

An employee who is enrolled in benefits goes on an unpaid leave of absence. The company policy is to continue coverage for 30 days, then suspend coverage until the employee returns. How should this be configured in Oracle Benefits Cloud?

A benefits administrator needs to extract enrollment data to send to a third-party benefits vendor. Which Oracle Benefits Cloud feature should be used to automate this data extraction on a recurring basis?

An organization wants to allow employees to enroll in a supplemental life insurance plan where the coverage amount must be in increments of $10,000, with a minimum of $20,000 and a maximum of $500,000. Which configuration element should be used to enforce these coverage rules?

A benefits administrator needs to mass update the beneficiary percentages for 500 employees whose beneficiary designations are currently split 50/50 between two beneficiaries. The requirement is to change this to 60/40. What is the most efficient approach?

During open enrollment, an employee reports that they cannot see a dental plan option that should be available to them based on their employment status. What is the correct troubleshooting sequence to identify the issue?

What is the primary purpose of the Plan Not In Program (PNIP) functionality in Oracle Benefits Cloud?

An organization offers a wellness program where employees earn credits for completing health activities. These credits can be used to reduce healthcare premiums. Which configuration approach best supports this requirement?

What happens when an employee experiences a life event (such as marriage) but fails to complete their enrollment within the designated enrollment period?

A company needs to generate a report showing all employees who are enrolled in health plans but have not designated any beneficiaries. Which reporting tool in Oracle Benefits Cloud is most appropriate for this requirement?

An employee enrolled in a Health Savings Account (HSA) plan during open enrollment. Mid-year, they experience a qualifying life event and want to switch to a traditional PPO plan. What configuration ensures compliance with IRS regulations regarding HSA eligibility?

Which statement best describes the difference between a Rate Definition and a Coverage Definition in Oracle Benefits Cloud?

A global organization has employees in multiple countries with different benefits structures. They want to track benefits enrollment separately by country while maintaining a single HCM instance. Some countries have mandatory enrollment requirements while others are voluntary. What is the recommended architectural approach?

An organization wants to allow employees to designate beneficiaries for their life insurance plan. Which configuration is required to enable beneficiary designations in Oracle Benefits Cloud?

A benefits administrator notices that certain employees are not seeing a dental plan option during open enrollment, even though they meet the eligibility criteria. What is the MOST likely cause of this issue?

Which statement is TRUE regarding the relationship between life events and eligibility profiles in Oracle Benefits Cloud?

A company offers a wellness program where employees earn credits based on completed health activities. These credits should reduce the employee's medical premium. What is the recommended approach to implement this in Oracle Benefits Cloud?

An employee experiences a qualifying life event (marriage) on March 15th, and the life event is configured with a 30-day enrollment period. The employee submits enrollment changes on April 10th. What happens to the enrollment?

A benefits implementation requires tracking employee FSA contributions and claims throughout the plan year, with carryover amounts transferred to the next year. Which Oracle Benefits Cloud feature should be used to accomplish this requirement?

When configuring coverage calculations for a life insurance plan where coverage amount equals 2 times annual salary, what is the correct setup approach in Oracle Benefits Cloud?

A multinational company needs to configure benefits differently for employees in different countries, with country-specific plans, eligibility rules, and life events. What is the BEST architectural approach to manage this in Oracle Benefits Cloud?

During benefits enrollment processing, an employee's coverage elections are stuck in 'Staged' status and not progressing to 'Processed' status. The batch process Benefits Enrollment Process has been run successfully. What is the MOST likely cause and solution?

A company wants to generate a report showing all employees who waived medical coverage during the last open enrollment, including the reason for waiving. The company needs this data for ACA compliance reporting. What is the most efficient way to obtain this information?

An organization wants to allow employees to make benefits elections outside of their scheduled enrollment periods when they experience qualifying life events. Which configuration is required to enable this functionality?

A benefits administrator notices that when processing enrollments, certain employees are not seeing expected plan options. The plans are active and the Program is configured correctly. What is the MOST likely cause of this issue?

Your organization needs to implement a wellness program where employees earn credits based on completing health activities, and these credits can be used to reduce premium costs. Which Benefits Cloud feature should you configure?

A company has multiple legal entities with different benefits programs. During a life event, an employee transfers from one legal entity to another. What happens to the employee's existing benefit enrollments?

An organization wants to restrict certain high-cost medical plans to executives only, while making standard plans available to all employees. What is the BEST way to configure this requirement?

During benefits enrollment processing, an employee attempts to enroll in a dental plan but receives an error message stating they must first enroll in a medical plan. What configuration controls this dependency?

Your organization needs to generate a report showing all employees who waived medical coverage and their stated reasons for waiving. The report must be delivered to compliance officers monthly. What is the most efficient approach to meet this requirement?

A benefits implementation requires that employees who elect family coverage for medical insurance must provide dependent verification documents within 30 days, or coverage will automatically change to employee-only. How should this be configured?

An organization has employees in multiple countries, each with different statutory benefits requirements and enrollment rules. They want to minimize administrative complexity while maintaining compliance. Which architectural approach is MOST appropriate?

After completing open enrollment, a benefits administrator needs to verify that all processed enrollments have been correctly transmitted to insurance carriers. What is the standard method for confirming this in Benefits Cloud?